根據本港一間地產代理行指出，上月全港共錄302宗工商鋪登記，較9月微跌1宗或0.3%，創29個月以來新低，繼續險守300宗關口；月內買賣合約總值為38.27億，按月微升3%，為近26個月以來次少月份。該行代理表示，近期隨着利好消息陸續浮現，氣氛有所改善，料年底前工商鋪可在低位整固回升。

工廈按月登記量表現獨憔悴，按月再度下跌，交投佔總體比率亦急降至少於一半，只有48%。10月全月工廈僅錄145宗登記，按月跌16%，月內總額更大減27%，錄12.67億。集中中細價工廈，銀碼介乎200萬至500萬以內者最多，共錄76宗，按月逆市升6%。

工廈錄145宗按月跌16%

商廈連跌4個月後，終於反彈，共64宗按月回升23%，為3類物業中升幅最大者，登記量升幅集中中價商廈，銀碼介乎1000萬至2000萬以內者，十月份激增3.5倍至36宗登記，以荃灣一手商廈國際企業中心3期逾30宗佔大比數；1000萬以下細價商廈全綫回落，反映市道疲憊。

商廈共64宗按月升23%

十月店鋪登記93宗按月升18%，低位反覆，總額按月升31%，錄15.51億元，為連跌兩個月後回升，相信量值齊升是受惠當局逐步放寬食肆等處所限制，刺激買賣增多。

該代理指，近月息口持續趨升，股市大跌的滯後影響尚會在本月數字反映出來；預期11月整月只有約250宗，按月再挫17%，恐創自2020年5月以來的31個月低位。

(星島日報)

堅尼地城全幢巨鋪9000萬易手 TOYOMALL月沽6項物業 套現4.35億

繼日前沽灣仔全層乙廈，資深投資者羅守輝旗下TOYOMALL，最新售出堅尼地城士美菲路全幢巨鋪，作價9000萬，為集團本月以來第6度沽售物業，套現約4.35億。

堅尼地城士美菲路41號 (卑路乍街98及100號) 全幢巨鋪，消息人士透露，TOYOMALL早前以約9800萬放售，議價後以9000萬易手，樓高3層，包括地鋪、閣樓及天台，總面積達3018方呎，平均呎價2.98萬。

持貨20年升值4.8倍

該巨鋪3名租客分別為電訊公司、餅店及髮型屋，月租共25萬，新買家料回報3.3厘。TOYOMALL早於2002年以1550萬購入上址，持貨20年帳面獲利7450萬，升值4.8倍。

該巨鋪位處士美菲路及卑路乍街十字路口，屬區內核心大街，鄰近港鐵站及市政大廈，人流聚集。

呎價2.98萬 回報3.3厘

TOYOMALL近期密密出貨，力度之強屬近年之最，本月暫沽6項物業，套現逾4.3億，該批物業於2002年至2017年間購入，涉資共約2.03億，儘管獲利可觀，新買家回報由3.3厘至5.6厘不等，其中5項回報逾4厘。

今年暫沽18物業涉10.65億

今年初，該集團仍購入中環及筲箕灣鋪位，3月開始陸續沽貨，至今至少沽18項物業，包括全幢商廈、地鋪、乙廈及工廈全層，暫套現逾10.65億，持貨最長為上述堅尼地城全幢，最短為福佬村道15號巨鋪，去年3月以6280萬購入，今年8月8000萬易手。

過去10多、20年樓價升幅可觀，大漲小回，近期現轉勢情況，疫市反覆及進入加息周期，消息人士指，TOYOMALL樂於止賺，儲定彈藥，準備未來迎接機遇再度出手。事實上，該集團早於2020年疫症甫出現後，大手沽葵芳葵芳匯及深井海雲軒住宅，亦套現近9億。

(星島日報)

Second-hand market back in the doldrums

The number of transactions at 10 major housing estates in Hong Kong fell over the weekend, despite China's monetary easing, deeper price cuts, and fewer primary project sales.

A property agency recorded nine transactions at the estates, down by 25 percent week-on-week and back to single-digit levels.

The agency saw more prospective buyers turning up in the hope of getting further price cuts, but some home owners were waiting to see if prices will rebound, which made the number of transactions fall.

The agency expects trading in the secondary market will continue to fluctuate in a narrow range until the end of the year, due to the impact of the pandemic and interest rate hikes, while prices will continue to be under pressure.

Additionally, another property agency also saw the number of transactions at 10 major housing estates drop by 22 percent week-on-week to seven.

A three-bedroom flat at Taikoo Shing in Quarry Bay changed hands for HK$10.78 million, a discount of HK$4.72 million from the asking price in April. The seller had purchased the property in April 2012 for about HK$8.08 million and made a profit of about HK$2.7 million with a yield of 33 percent.

Meanwhile, in Lohas Park, a high-level three-bedroom unit sold for HK$7.38 million, with the owner taking a HK$370,000 hit.

City One in Sha Tin recorded one transaction: a two-bedroom apartment sold for HK$4.05 million, with the seller losing HK$150,000.

In other news, the Hongkong and Shanghai Banking Corporation is to raise the cap on mortgages linked to the Hong Kong interbank offered rate by 25 basis points, while two small and medium banks have scrapped plans to lower the caps on their Hibor-based plans, according to reports.

HSBC decided to raise the caps on mortgage rates for both first-hand and second-hand properties by 0.25 percentage points to 3.375 percent, the same as Standard Chartered Hong Kong's Hibor plans.

Based on a loan of HK$5 million and a mortgage term of 30 years, the monthly payment will increase by HK$674 or 3.2 percent for a new property and HK$686 or 3.2 percent for a second-hand property.

The Industrial and Commercial Bank of China Asia and Chiyu Banking Corporation had lowered the caps on their Hibor plans to 2.875 percent last week.

However, the Hong Kong Monetary Authority had expressed its concern about the two banks' move against the market and both the banks promptly responded by raising the caps back to 3.125 percent, according to the reports.