根据本港一间地产代理行指出，上月全港共录302宗工商铺登记，较9月微跌1宗或0.3%，创29个月以来新低，继续险守300宗关口；月内买卖合约总值为38.27亿，按月微升3%，为近26个月以来次少月份。该行代理表示，近期随着利好消息陆续浮现，气氛有所改善，料年底前工商铺可在低位整固回升。

工厦按月登记量表现独憔悴，按月再度下跌，交投佔总体比率亦急降至少于一半，只有48%。10月全月工厦仅录145宗登记，按月跌16%，月内总额更大减27%，录12.67亿。集中中细价工厦，银码介乎200万至500万以内者最多，共录76宗，按月逆市升6%。

工厦录145宗按月跌16%

商厦连跌4个月后，终于反弹，共64宗按月回升23%，为3类物业中升幅最大者，登记量升幅集中中价商厦，银码介乎1000万至2000万以内者，十月份激增3.5倍至36宗登记，以荃湾一手商厦国际企业中心3期逾30宗佔大比数；1000万以下细价商厦全綫回落，反映市道疲惫。

商厦共64宗按月升23%

十月店铺登记93宗按月升18%，低位反覆，总额按月升31%，录15.51亿元，为连跌两个月后回升，相信量值齐升是受惠当局逐步放宽食肆等处所限制，刺激买卖增多。

该代理指，近月息口持续趋升，股市大跌的滞后影响尚会在本月数字反映出来；预期11月整月只有约250宗，按月再挫17%，恐创自2020年5月以来的31个月低位。

(星岛日报)

坚尼地城全幢巨铺9000万易手 TOYOMALL月沽6项物业 套现4.35亿

继日前沽湾仔全层乙厦，资深投资者罗守辉旗下TOYOMALL，最新售出坚尼地城士美菲路全幢巨铺，作价9000万，为集团本月以来第6度沽售物业，套现约4.35亿。

坚尼地城士美菲路41号 (卑路乍街98及100号) 全幢巨铺，消息人士透露，TOYOMALL早前以约9800万放售，议价后以9000万易手，楼高3层，包括地铺、阁楼及天台，总面积达3018方呎，平均呎价2.98万。

持货20年升值4.8倍

该巨铺3名租客分别为电讯公司、饼店及髮型屋，月租共25万，新买家料回报3.3厘。TOYOMALL早于2002年以1550万购入上址，持货20年帐面获利7450万，升值4.8倍。

该巨铺位处士美菲路及卑路乍街十字路口，属区内核心大街，邻近港铁站及市政大厦，人流聚集。

呎价2.98万 回报3.3厘

TOYOMALL近期密密出货，力度之强属近年之最，本月暂沽6项物业，套现逾4.3亿，该批物业于2002年至2017年间购入，涉资共约2.03亿，儘管获利可观，新买家回报由3.3厘至5.6厘不等，其中5项回报逾4厘。

今年暂沽18物业涉10.65亿

今年初，该集团仍购入中环及筲箕湾铺位，3月开始陆续沽货，至今至少沽18项物业，包括全幢商厦、地铺、乙厦及工厦全层，暂套现逾10.65亿，持货最长为上述坚尼地城全幢，最短为福佬村道15号巨铺，去年3月以6280万购入，今年8月8000万易手。

过去10多、20年楼价升幅可观，大涨小回，近期现转势情况，疫市反覆及进入加息周期，消息人士指，TOYOMALL乐于止赚，储定弹药，準备未来迎接机遇再度出手。事实上，该集团早于2020年疫症甫出现后，大手沽葵芳葵芳汇及深井海云轩住宅，亦套现近9亿。

(星岛日报)

Second-hand market back in the doldrums

The number of transactions at 10 major housing estates in Hong Kong fell over the weekend, despite China's monetary easing, deeper price cuts, and fewer primary project sales.

A property agency recorded nine transactions at the estates, down by 25 percent week-on-week and back to single-digit levels.

The agency saw more prospective buyers turning up in the hope of getting further price cuts, but some home owners were waiting to see if prices will rebound, which made the number of transactions fall.

The agency expects trading in the secondary market will continue to fluctuate in a narrow range until the end of the year, due to the impact of the pandemic and interest rate hikes, while prices will continue to be under pressure.

Additionally, another property agency also saw the number of transactions at 10 major housing estates drop by 22 percent week-on-week to seven.

A three-bedroom flat at Taikoo Shing in Quarry Bay changed hands for HK$10.78 million, a discount of HK$4.72 million from the asking price in April. The seller had purchased the property in April 2012 for about HK$8.08 million and made a profit of about HK$2.7 million with a yield of 33 percent.

Meanwhile, in Lohas Park, a high-level three-bedroom unit sold for HK$7.38 million, with the owner taking a HK$370,000 hit.

City One in Sha Tin recorded one transaction: a two-bedroom apartment sold for HK$4.05 million, with the seller losing HK$150,000.

In other news, the Hongkong and Shanghai Banking Corporation is to raise the cap on mortgages linked to the Hong Kong interbank offered rate by 25 basis points, while two small and medium banks have scrapped plans to lower the caps on their Hibor-based plans, according to reports.

HSBC decided to raise the caps on mortgage rates for both first-hand and second-hand properties by 0.25 percentage points to 3.375 percent, the same as Standard Chartered Hong Kong's Hibor plans.

Based on a loan of HK$5 million and a mortgage term of 30 years, the monthly payment will increase by HK$674 or 3.2 percent for a new property and HK$686 or 3.2 percent for a second-hand property.

The Industrial and Commercial Bank of China Asia and Chiyu Banking Corporation had lowered the caps on their Hibor plans to 2.875 percent last week.

However, the Hong Kong Monetary Authority had expressed its concern about the two banks' move against the market and both the banks promptly responded by raising the caps back to 3.125 percent, according to the reports.